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8 things you must spend on and 3 you can skip on

How to prioritize your spending

A recent post on the Consumer Reports site discussed the list of 8 things users cannot skimp on. Bank Yogi team fully agrees with consumer reports. Below is the list of things that consumer reports recommends that you must spend on.

1. Car Safety Features
2. Car Insurance
3. Vaccines
4. Suncscreen
5. Interior and Exterior Paint
6. Charging Cords

No more signatures required for American Express cards

American Express card users no longer have to sign their credit cards after the purchase.  Instead they will be using better fraud prevention tools to fight fraud.  In the past this was premitted only for the transactions under $50 in the US and CAD100 in Canada.   Discover and MasterCard already do not require any signatures.   Visa is the only major card company left that requires signatures. 

Discover no longer offers card benefits for shopping and travel

Why Discover card doesn't exicte us anymore

It seems like shopping with a Discover credit card is no longer an awesome deal.  Discover that is known for its 5% cashback has killed its benefits program for products and travel.  Discover card no longer offers benefits such as extended warranty, accidental damage and theft protection for your product purchases.  It has also eliminated free protections such as Car Rental Insurance and Flight Insurance.     The only benefits that Discover offers is:

Bank Yogi Alexa Skill - Extended Warranty Demo

Using Bank Yogi is so easy that even your kids can become financially smarter.  Please see this demo and you will know what I mean:


5 Ways to Protect Your iPhone X

Getting your iPhone X Protected - Is your Credit Card the best Option?

So now that you have placed an order for your iPhone X and you are excited about it, it is a good idea to explore few options just in case you accidently end up breaking the screen or have any other mishap with it.

How to save money on price refund fees charged by mobile apps

You don't need to pay a percentage to get the price protection

How to save even more money on

5 Saving Tips for Amazon Customers

Amazon is known for its low prices.  However, Amazon customers may not be maximizing all of their savings.  We have compiled a list of things Amazon customers can do to save additonal money.