Get Free

   - Extended Warranty
   - Flight/Travel Insurance
   - Rental Car Insurance
   - Price Drop Protection and more...

  Android   Appstore    Chat Bot

How it Works

Just download our app and chat with our bots - let the magic happen!

Register Cards

Tells us the cards you own - we secure them with bank level security.

Add Purchases

Tell us what you have purchased or are planning to purchase.

View Benefits

Our algorithmic bots determine what benefits you may be eligible for.

File Claims

File unlimited number of claims and we guide you through the process.

Full List of Benefits

Card benefits are usually buried deep in the card member agreement and many consumers do not know how to use them. Bank Yogi has created a list of benefits you may be eligible for.


Free extended warranty for computers, electronics, home appliances, tools and other items.


Free repair if you accidently damage an item within 90 days of purchase.


Free replacement if you lose an item within 90 days of purchase.


Get the price difference back if it drops - even after 30 days.


Extended return period of up to 90 days.


Free travel insurance - coverage includes death and injury.


Free rental car insurance.

Hotel Insurance

Protection against personal items while staying in a hotel/motel.


Compensation if flight is cancelled or delayed.


Medical insurance while traveling overseas.


Legal costs for identity repair if theft occurs.


Cashback, Deals, Miles, Points and Rewards.

Introducing Bank Yogi App

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Conversational Assistants

Bank Yogi mobile app and voice and text chat bots on all major platforms are very user friendly and easy to use.

Our voice bots on Alexa and Google Home are so simple that even elderly who are not tech savvy can use them.


My washer stopped working two weeks after the manufacturer's warranty expired. Got it repaired for free.

Mountain View, CA - Saved $394.66

Hell Ya! I highly recommend this app. The price of the refrigrator I purchased dropped after 40 days. Didn't know until I heard about this app that I can get the difference back.

Chicago, IL - Saved: $300

Got $340 for missed flight connection on my way to Hyderabad, India

Seattle, WA - Saved: $340

My two week car rental in Hawaii was fully covered

New York, NY - Saved: $136.66

Got $400 reimbursed for my Identity Theft resolution related expenses

Phoenix, AZ - Saved: $400

App & Bot Screenshots

Bank Yogi service is available on mobile apps and all major text and voice chat platforms.

Pricing Plan

Bank Yogi is completely free at this time.

Thousands of users have been using our App & Bots successfully.

Get Started Today

Our Team

Created by savvy consumers for others like them.

Bank Yogi is founded by former Amazon and Microsoft employees who are also money savvy consumers like yourself. The concept of Bank Yogi came to one of the founders mind in 2012 when he accidently cracked the screen of his iPad, just two weeks after buying it. He was able to get it repaired for free through his credit card.


Bank Yogi makes it easier to understand and redeem your credit card benefits.

Credit card issuers and associations such as American Express, Discover, MasterCard and Visa have designed some amazing benefits and rewards including free protections and warranties, for their customers’ convenience. However, discovering these benefits, tracking individual purchases against them and understanding the complex redemption rules is very confusing and time consuming. If consumers can maximize their card benefits and rewards as they are designed, they can save thousands of dollars a year. here. You can also learn more about card benefits by going to our blog.
Some of the popular benefits are -
1. Price Protection
2. Purchase Protection
3. Extended Warranty
4. Extended Return Period
5. Rental Car Insurance
6. Flight Accident Insurance

Based your credit cards we can tell you what card benefits you may be eligible for. We can also help you track benefits for each and every product and travel purchase you make. This way if something goes wrong, you can use our app to view if you are eligible for a claim and file a claim.

Yes, we provide you step by step instructions on how to file your claim.

Yes, you can use our Evaluate feature in the mobile app. You can also use our text and voice chat bots on all major chat platforms to do the same.

Currently we support all the banks and credit unions in US and Canada.

Absolutely. Please contact us at

No. Neither we sell any insurance products nor we are an insurance company. The benefits mentioned on our digital properties are offered by your bank or card issuer. the accuracy, applicability and validity of those benefits is entirely between you and your bank or card issuer.

Still need help?

Ask our support team

Contact Us

Our Journey

Bank Yogi's innovative and non-intrusive card benefits processing solutions are loved by its customers.

iPhone X Compatible App

October 2017

Bank Yogi releases iPhone X Compatible App

100% US & Canada Coverage

September 2017

Bank Yogi becomes the first Card Benefits provider to support all Banks and Credit Unions in US and Canada.

Launched Mobile App

September 2017

Bank Yogi becomes the first Card Benefits provider that has support for online and offline transactions on Mobile (Android & iOS), AI Chatbots (Voice & Text) and Web.

Launched AI Chatbots & Skills

Summer 2017

Released chatbots & skills on all major platforms including Alexa, Bing, Facebook, Google Assistant/Home, Skype, Telegram & Web. Cortana skill launching in fall 2017.

Business Validation & Product Development

Fall 2015 - Spring 2017

Performed business validation and developed MVP for Chatbots and Mobile Apps on all major platforms. Started blogging. Initially named the project Finism.

Light Bulb Moment

Fall 2012

Conceived the idea when one of the founders broke the screen of a new iPad and got it repaired through his Mastercard.

Install Mobile App and Chat Bots

Bank Yogi is available on Mobile and all major Chat Bot platforms.

Contact Us

Plesae send your feedback and questions to